A broker pays you and stiffs the next factor. Alone, you eat it.
Terms say 30. The check lands past 60. Your advance fronts the float and eats the no-pays. And you only see your own book — a debtor stays current with you while torching two other factors and a dozen carriers, and you never know until you’ve already bought the paper. Broker Verify pools the record. Your funded data grades brokers at full weight, and everyone else’s receipts guard your book before the next invoice clears. Start free — 2 broker lookups the moment you sign up; upload a pay schedule to unlock every broker.
Pool the record. Protect the book.
Your funded payment data carries full weight in the grade — and no human ever reads your file.
Verify your company once
One operator check before your first upload — then you’re in.
Upload pay schedules
CSV, or PDF/Excel converted automatically. Read by no human — not even the operator.
Funded data, full weight
Factor-verified payments carry 1.0× — the strongest signal in the grade.
Check before you fund
Pull the broker’s pooled pay record before you buy the next invoice.
See how a broker pays across the whole industry.
Your own aging shows how they treat you. The pool shows how they pay everyone.
Your funded data carries full weight; no human ever reads your file.
Underwrite the debtor, not just the invoice.
The whole payment picture
Before you buy the paper, pull the broker’s cross-industry record. Carrier reports, other factors’ funded data, days-to-pay trend, chargebacks, the grade. Your aging shows how they treat you. The pool shows how they pay everyone. Know before you fund. Not 60 days after.
Your data carries the most
Funded money is the hardest proof there is. Not rumors — receipts. A factor’s record sits in the ledger’s top evidence tier and grades brokers at full weight. Your schedule moves the grade. Nobody’s slow-pay hides from the wire.
Early warning for your book
A broker going under doesn’t stop paying everyone at once. They slow-pay the carriers and the small factor first, and keep you current to buy time. The pool catches the slide while your own aging still looks clean — the games a one-line “they’re slow” never captures.
Upload what you already have. Machines do the rest.
Send any format
Use the one-page CSV template, or drop the PDF pay schedule / Excel workbook you already run — it’s converted to the standard format automatically. No new system, no busywork.
Imported by machine. Read by no one.
No human opens your file. Ever. Not even the operator. A clean CSV imports the moment you upload it, auto-matched to brokers strictly by MC number; a PDF/Excel is converted by automated systems and you confirm the rows before import (your data, your eyes only). Anything that doesn’t match kicks back to you with the full list — never guessed, never imported wrong. The only operator step is verifying your company once, before your first upload.
On the record, at full weight
Imported rows become factoring-verified payment facts on the broker’s profile and grade. Your file stays private — only the payment facts appear, and your company is never named on a report.
Your book is your book.
What the ledger shows
The payment facts only: agreed amount, paid amount, days-to-pay, chargebacks — attributed to the broker, graded into their score. No invoice numbers, no client names, no fees, no reserve structure, no identity of the contributing factor.
What no one can read
Your uploaded file is encrypted at rest and read by no one — not the operator, not our team. A PDF/Excel is converted by automated systems only (no human review); a CSV is never opened by anyone. Your competitors can’t see your volumes, your clients, or your terms — the pool shares the signal, never the book.
Join the fight — pool the record, protect the book.
Free to start · then $89.99/mo · one email · billed monthly